Home Loan:

Take a step closer to your dream home with Home Tree home loans.

Home Tree offers among the most feature-packed home loans in India. Besides free document storage, get approvals on your home loan even before you choose a property. We also provide guidance on buying a property when you apply for home loans. With quick processing and attractive interest rates, Any Bank’s home loans are hassle-free and customer-friendly. In addition, women who apply for home loans are eligible for lower interest rates.

Variety of Loan Options

  • Home Loan: Home loans for individuals to purchase (fresh/resale) or construct houses. Application can be made individually or jointly.
  • Home Improvement Loan (HIL): The interiors of any home reflect the personal preferences and tastes of its owners making it imperative to constantly upgrade to keep up with changing times. HIL facilitates internal and external repairs and other structural improvements like Painting, Waterproofing and Roofing, Plumbing and Electrical Works, Tiling and Flooring, Grills, Aluminium Windows, Compound Walls and much more.
  • Home Extension Loan (HEL): HEL for adding more space to your existing home for meeting the requirements of your growing family. Be it an extra bedroom for your children, a reading room for yourself or a cosy coffee corner. It is easy to extend your home anyway you like.

*Conditions apply. All Home Loans from Home Tree. Credit at sole discretion of Home Tree

Automated Repayment of EMIs

  • You can give us standing instructions to repay your Home Loan EMIs directly from Any Bank Savings Account, thus, saving you the trouble of procuring, signing and tracking post-dated cheques.

Different Offerings for Different People

Home Tree offers specially designed Home Loans for:

  • Agriculturists
  • Planters
  • Horticulturists
  • Dairy Farmers

Special Home Loan Scheme for Agriculturists

  • Loans for farmers to buy or construct houses/apartments in several of cities/towns of their choice
  • Home loans in residential areas of villages
  • Loan eligibility on the basis of agricultural land owned and the kind of crops being cultivated by farmers
  • No mortgage of agricultural land required for the purpose of home loans
  • No mandatory requirement of Income Tax Returns from farmers applying for home loans

Rural Housing Finance for Salaried and Self Employed

  • Home Loans for Government & Private Sector Employees for rural properties in residential areas
  • Home Loans for Businessmen, Traders etc. who are filing Income Tax Returns for the last three years for properties in rural residential areas
  • Home Loans for NRIs also in rural residential areas
  • Resident Type: Resident Indian
  • Minimum Age: 60 years when single borrower. In case of joint borrowers, spouse’s age should be more than 58 years.
  • Loan Tenure : 10-15 years, depends on age of borrowers
  • Loan Amount: Minimum Rs. 3 lakhs & Maximum Rs. 1 crore
Home Loan Limited Period Offer w.e.f June 4, 2018
    RPLR-16.45%
ARHL LOANS
  Salaried / SEP  Self Employed
Home/HIL/HEL/Refinance /Plot Loans Applicable Interest Rates
Upto 30 Lakh % %
Women 8.50* 8.55
Others 8.55 8.60
     
30.01 Lakh and above % %
Women 8.60* 8.65
Others 8.65 8.70
     
TRU-FIXED LOANS - 2 YEARS 
  Salaried / SEP  Self Employed
Home/HIL/HEL/Refinance /Plot Loans Applicable Interest Rates
Upto 30 Lakh % %
Women 8.60* 8.65
Others 8.65 8.70
     
30.01 Lakh and above % %
Women 8.70* 8.75
Others 8.75 8.80
     
Self- Employed Value Plus Home Loans
Home / HIL / HEL / Refinance Applicable Interest Rate
  %
All Loan Amounts 9.50
 
Top-up Loans
  Applicable Interest Rate
Top-up Loans for existing customers 8.70
Rates applicable to Top-up with Balance Transfer Loans Same as HL Slabs

The following documents are required along with your Home Loan application:

Agriculturists Salaried Customers Businessmen – Professionals
Application form with photograph Application form with photograph Application form with photograph
Identity and Residence proof Identity and Residence proof Identity and Residence proof
Last 6 months bank statements Last 6 months bank statements Last 6 months bank statements
Processing fee cheque Processing fee cheque Processing fee cheque
Income Documents
Copies of Title Documents of Agricultural Land depicting Land holding Latest Salary Slip Educational Qualifications Certificate and Proof of Business
Copies of Title Documents of Agricultural Land depicting crops being cultivated Form 16 Business Profile and Previous 3 years Income Tax returns (self and business)
Statement of previous 2 years of loans availed   Previous 3 years Profit/Loss and Balance Sheet

Disclaimer: This is an indicative list only. Additional documents may be asked for on a case-to-case basis.
* The house/property should be within area of operations of Ltd offices.

Apply Now